The Credit and Banking Law Group, P.A. / erasingdebt.com is firmly committed to respecting the consumer's right to privacy and has created this privacy statement so you will know exactly how your information is collected and used. Last updated May 27, 2005.

The Credit and Banking Law Group, P.A. / erasingdebt.com is a licensee of the TRUSTe Privacy Program. TRUSTe is an independent, non-profit organization whose mission is to enable individuals and organizations to establish trusting relationships based on respect for personal identity and information by promoting the use of fair information practices. This privacy statement covers the site www.erasingdebt.com. Because this website wants to demonstrate its commitment to our users' privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance by TRUSTe.

Information we collect from you.

What personally identifiable information third parties collect through the website. What organization collects the information? How ErasingDebt uses the information? With whom ErasingDebt may share user information? What choices are available to users regarding collection, use and distribution of the information? Security measures and policy How you can correct any inaccuracies in the information collected.

If users have questions or concerns regarding this statement, they should first contact Customer Support Department/Administrative Offices ErasingDebt.com (By The Credit and Banking Law Group, P.A.)

2201 NW Corporate Boulevard, Suite 205
Boca Raton, FL 33431
Phone: 800-297-6752
Fax: 800-297-6830
E-mail: support@erasingdebt.com
If they do not receive acknowledgment of their inquiry or their inquiry is not satisfactorily addressed, they should then contact TRUSTe through the TRUSTe Watchdog Dispute Resolution Process. TRUSTe will serve as a liaison with the website to resolve users concerns.

Information We Collect from You

The Credit and Banking Law Group, P.A. / erasingdebt.com allows you to access certain credit information files and related information conveniently and affordably through our website. We collect your personal information if you decide to purchase one of our products or retain our services, participate in our affiliate marketing program, subscribe to our newsletter, complete an application form, participate in one of our surveys or transact other business with us.

In order to process your transactions and provide you with quality customer service, we need your full name and current and/or billing address, your e-mail address (so we can contact you) and, if you purchase one of our products or services, a valid credit card number, your Social Security number and certain other personal information, such as your date of birth, address, employment information, and certain credit card and loan account information. We use personal information to authenticate the credit card number and to confirm that the person requesting your credit report really is you and not an impostor or other person improperly seeking to access your information. We may also require identification information such as driver's licenses to verify your identity with credit bureaus or creditors.

The Use of Cookies

The Credit and Banking Law Group, P.A. / erasingdebt.com uses "cookies," which are pieces of information that a website transfers to your computer's hard disk for record-keeping purposes to facilitate your access to our products and services. The Credit and Banking Law Group, P.A. / erasingdebt.com uses cookies in accordance with industry-standard protocols and does not use cookies, either directly or in conjunction with other websites, to track your movement to websites other than The Credit and Banking Law Group, P.A. / erasingdebt.com.

The Credit and Banking Law Group, P.A. / erasingdebt.com uses two types of cookies. One type of cookie is used so that our site "recognizes" you each time you return using the same computer, and you do not have to re-enter all your personal information on each visit. You can set your Web browser to refuse to accept this cookie, or delete this type of cookie from your hard drive, and still access our products and services, as long as you re-enter information each time you visit.

The second type of cookie is needed so that we can process each step of your transactions with us. If you refuse to accept this type of cookie, you will not be able to access our products and services. Most Web browsers automatically delete this type of cookie when you terminate your session.

We may use third-party advertising companies to serve ads on our site. These companies may employ cookies and action tags (also known as single pixel gifs or web beacons) to measure advertising effectiveness. Any information that these third parties collect via cookies and action tags is completely anonymous.

Security measures and policy

What types of security procedures are in place to protect the loss, misuse or alteration of information under ErasingDebt control?

The Credit and Banking Law Group, P.A. / erasingdebt.com takes precautions to secure your personal information. If and when we ask you to provide your personal information, we will do so through a Web page that uses the Secure Sockets Layer (SSL) protocol. This protocol provides security for your information by encrypting it as it travels from your computer to our computer. We then move all of the personal information that we collect or obtain about you, including your credit report, to a special computer for security purposes by means of a one-way transfer on our proprietary network. This special computer is not connected to the Internet, and ErasingDebt has controls in place to limit access to and secure the data maintained therein.

ErasingDebt security procedures have been certified by the International Computer Security Association. For more information about our security practices, please review our Security Policy at /policy/security.php This policy does not apply to persons who do not retain our services or who supply partial information or abandon the signup sections or other interactive portions of the site.

ErasingDebt

The ErasingDebt website and products and services are offered by The Credit and Banking Law Group, P.A., a partnership of professional corporations with its primary offices located in Verona, New Jersey, and satellite or administrative offices at other locations. Offices located in Florida are under the direction of John W. Smith, Esq. Florida managing partner.